Terms and Conditions

^# Apply by 30 June 2012. 10,000 bonus Velocity Points offer is provided to new approved Virgin Flyer Credit Card account holders who apply by 30 June 2012 and make a goods or services purchase within 3 months of card approval date. Credit Card application must be submitted through this page or by calling 13 37 39 and indicating that you would like the points offer. There must be an active Velocity Membership linked to the Virgin Flyer Credit Card account. This offer is valid until 30 June 2012 and is subject to change at the discretion of Virgin Money. Points will be credited to the Primary Cardholders Velocity Account up to 60 days after the qualifying purchases. This offer is not redeemable for cash, is non transferrable and can’t be used in conjunction with other Virgin Flyer Point promotions or offers. Offer is not available to pre existing Virgin High Flyer Credit Card, Virgin Flyer Credit Card or No Annual Fee Credit Card holders (including upgrades).

* The offer is valid for two Guests only and both Guests must be booked and travelling together, and the Primary Cardholder must be one of the guests travelling. Offer provides 50% off Domestic Virgin Australia flights for you and a friend for up to 4 segments a year in saver, flexi and premium fare classes (excludes sale fares).  The Virgin Australia Guest Contact Centre will advise if there is availability for the dates you wish to travel. Credit card payment fees apply to both Guests and are not discounted. Checked baggage charges apply to some fare types. New Virgin Australia Guest Contact Centre bookings made at least 21 days in advance only. Payment with Virgin Flyer Credit Card and/or Virgin Australia vouchers required. Seats must be booked in the same fare class and are subject to availability which may be limited at peak times such as weekends, Christmas or School Holidays. Please read for further Terms & Conditions.

^ The balance transfer interest rate applies to balances transferred with this offer at point of application, for the period shown. Transferred balances are repaid first during this period. Annual fees attract interest at the retail purchases rate. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances; currently 20.99% p.a. for the No Annual Fee, Virgin Flyer, and Virgin High Flyer Credit cards. Purchases, cash advances, balance transfers and special promotions made other than with this offer are charged at the applicable interest rates. The interest rates for retail purchases are 18.99% p.a. for the Virgin No Annual Fee credit card and 20.99% p.a. for the Virgin Flyer and High Flyer credit card. Interest rates are variable, subject to change and our credit criteria. The interest rates are current as at 13 January 2012. This offer ends 30 June 2012. Fees and charges apply. For full terms and conditions please see virginmoney.com.au.