Terms and Conditions

Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company. Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $65,000 per annum to apply for the American Express Velocity Platinum Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates, are correct as at 1 April 2013 and are subject to change.

*Offer only available to new American Express Card members who apply, are approved by 31 July 2013 and spend $500 in the first 3 months of American Express Velocity Card membership. Please allow 6 to 8 weeks after the $500 spend benchmark has been met for the 50,000 Velocity Points to be awarded to the Card member’s Velocity Account.

⁺The complimentary domestic economy Virgin Australia return flight is available between selected Australian cities and is available for booking by American Express Velocity Platinum Card members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. Booking is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and travel is subject to Virgin Australia Conditions of Carriage available at virginaustralia.com.

^Velocity Points are earned in accordance with and subject to the American Express Velocity Card Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Velocity Points.  For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available from American Express. For full details on Points earn rates, please visit American Express.

**Virgin Australia lounge entry passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here. Two single entry passes to the Virgin Australia lounge will be activated on the Basic Cardmember's Velocity membership card annually on or after the anniversary of membership. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports in accordance with the Virgin Australia lounge Terms and Conditions, available at virginaustralia.com/lounge and as amended from time to time.

⁺⁺American Express Velocity Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Platinum Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This brochure does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.

^^Offer provides discounts when you purchase standard adult Business Class fares for you and one guest when flying with Virgin Australia International Long Haul or Virgin Australia International Long Haul flights that codeshare or interline with Etihad Airways or Delta Airlines to selected destinations. Flights on other partner airlines are not included in this offer. Discounts vary. The basic Card member must be one of the passengers travelling and both passengers must be travelling together on the same flight and in the same fare class. All fees, taxes and surcharges apply to both guests, are not discounted and must be paid in full. Offer applies to new bookings made via American Express Membership Travel Services using your American Express Velocity Platinum Card. Offer is subject to seat availability in the nominated class of the Business cabin which may be limited at peak times such as weekends, Christmas or school holidays. Route availability is subject to change. Neither American Express nor Virgin Australia guarantee that seats will be available at the times you may wish to fly. Offered in accordance with the American Express Velocity Platinum Card Benefits Terms and Conditions available at americanexpress.com/australia/campaigns/velocity/pdfs/pds.platbenefits.pdf. Velocity Frequent Flyer membership required. Travel with Virgin Australia is subject to the Virgin Australia conditions of carriage available at virginaustralia.com.